Government Articles

Don't Believe These Social Security Myths

Protect your financial future. Don’t fall for these social security myths

Social Security myths abound. We’re here to help you dispel some fact from fiction when it comes to your financial future. Be sure to stay well informed when it comes to your retirement and the future of your income.

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Three Myths about Social Security

Everybody’s favorite retirement fund is often on our minds and in the news, but be careful what you believe. Not all the myths about Social Security are true.

One of the most popular myths about Social Security is that it’s facing bankruptcy. But in fact, Social Security is actually running a surplus. It has enough money to last through 2028 before it even starts redeeming the $2 trillion (yes, that’s trillion, with a T) worth of bonds in its backup fund.

Even then, Social Security will have sufficient money to keep paying 100% benefits until 2042. Assuming Congress does nothing about it, that’s when it’ll run into trouble. So as you can see, the truth here is somewhat different from the myth — and that’s the case for most of what we think we know about the topic.

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No Constitutional Right to Privacy? That's A Myth That Must Be Busted!

Most Americans believe in a constitutional right to privacy — but does it really exist? The answer is yes, but it’s not as clear-cut as most people think.

In early 2003, Senator Rick Santorum of Pennsylvania announced his belief that no American has a Constitutional right to privacy, a shocking assertion to hear from a high government official. Because this was inserted as an aside in a more controversial statement, it was mostly overlooked — but not entirely.

Pundits have been weighing in the subject sporadically ever since. The dismaying fact is, Santorum was right — to a certain extent. There’s no specific mention of the word “privacy” anywhere in the U.S. Constitution. But that doesn’t mean that the subject isn’t covered there, and it’s time that myth was busted.

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Five Top Copyright Myths, Busted to Pieces

If you’re a writer, you need to know your copyrights — and your copyright myths.

Copyright myths are surprisingly abundant, even among writers, publishers, and other wordsmiths. They tend to be based either on out-of-date facts, or simple confusion with somewhat different concepts. In this article, we’ll take a close look at five myths about the magical copyright, and reveal the truth about each.

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Email Privacy Myths

While you can expect a legal right to privacy in regards to your snail mail, email privacy is another thing altogether.

Email privacy myths are among the most persistent of the Information Age. They tend to linger, even as more people come to realize that, given the insecurity of the World Wide Web and other forms of electronic information exchange, very little of our personal information is truly confidential anymore.

We Americans expect that our postal mail will remain absolutely private, because that’s a right guaranteed by the Constitution. We tend to extend that assumption to electronic mail, too; but the fact is, you just can’t have the same expectation of privacy with email as you do with “snail” mail. In this article, we’ll explain why.

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